What We Offer

Mutual Fund

A mutual fund is an investment vehicle that pools money from multiple investors—whether retail or institutional—to purchase a diverse portfolio of securities, managed by professionals.

Mutual funds offer several advantages over direct investment in individual securities. These include economies of scale, enhanced diversification, liquidity, and the benefit of professional management. However, they come with drawbacks, such as various fees and expenses that investors must pay.

Mutual funds can be structured in different ways, including open-end funds, unit investment trusts, and closed-end funds. Exchange-traded funds (ETFs) are a type of open-end fund or unit investment trust that is traded on an exchange. Some closed-end funds are also traded on stock exchanges, similar to ETFs, which helps improve their liquidity.

Capital Market

A capital market is a financial marketplace where long-term debt and equity-backed securities are traded. It plays a crucial role in directing the wealth of savers to entities like companies or governments that can utilize it for long-term investments.

Capital markets are divided into primary and secondary markets, with the stock market and bond market being the most prevalent examples.

These markets aim to enhance transactional efficiency by connecting those with capital to those in need of it, offering a platform for the exchange of securities.

Fixed Income

Fixed income refers to investments where the borrower or issuer is required to make regular payments of a fixed amount on a predetermined schedule. For instance, a borrower might pay interest at a fixed rate annually and repay the principal upon maturity. Fixed-income securities differ from equity securities, such as stocks and shares, which do not obligate the issuer to pay dividends or any other form of income.

When a company seeks to expand, it often needs to raise capital—for example, to fund an acquisition, purchase equipment, or invest in new product development. The terms on which investors provide this financing depend on the company’s risk profile. A company can either issue equity, giving up ownership shares, or opt for fixed-income financing by promising to pay regular interest and repay the principal, as in bonds or bank loans. Fixed-income securities also have distinct trading characteristics compared to equities.

PMS

Portfolio investments refer to the allocation of capital across a collection of assets, including equity securities like common stock and debt securities such as bonds, banknotes, and debentures.

These investments encompass a wide array of securities, including stocks, bonds, and other investment vehicles. By diversifying a portfolio, investors can mitigate risk, as the potential underperformance of one or a few assets is offset by the stability or gains in others.

Real Estate

Real estate business is one of the most lucrative business in India and the second largest behind agriculture. The real estate sector can be divided into three main categories – commercial, residential and land with all sectors booming in India due to the growing middle class and foreign investment into India.

Real estate is the property, land, buildings, air rights above the land and underground rights below the land. The term real estate means real, or physical, property. “Real” comes from the Latin root res, or things.

Insurance

Insurance refers to a contractual arrangement in which one party, i.e. insurance company or the insurer, agrees to compensate the loss or damage sustained to another party, i.e. the insured, by paying a definite amount, in exchange for an adequate consideration called as premium.

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured. The amount of money charged by the insurer to the Policyholder for the coverage set forth in the insurance policy is called the premium.

AIF's

AIF stands for Alternative Investment Fund. It is a type of investment fund in India that pools money from investors, both Indian and foreign, and invests it in accordance with a defined investment policy to benefit the investors. AIFs typically invest in assets that are not covered by conventional avenues like mutual funds or fixed deposits.

Bonds & NCDs

Bonds are debt securities issued by entities such as governments, municipalities, or corporations to raise capital. When you buy a bond, you are essentially lending money to the issuer in exchange for periodic interest payments (known as coupon payments) and the return of the principal amount (the face value of the bond) at maturity.

Non-Convertible Debentures (NCDs) are a type of debt instrument issued by companies to raise funds. They are called "non-convertible" because they cannot be converted into equity shares of the issuing company, unlike convertible debentures.